Investing
Breakwater Investment Management is a fee-only independent Registered Investment Advisor. We serve as a fiduciary, acting in the best interest of our clients. This means that we receive no compensation from any brokerage firm, mutual fund company, or money manager. We offer objective advice based solely on the goals, needs, and risk tolerance of our clients.
Client assets are always held by a third party custodian, such as Schwab Institutional. Schwab is the largest custodian of Registered Investment Advisor client assets in the U.S. and provides an unsurpassed level of safety, security and service.
Our investment style typically includes multiple asset classes (stocks, bonds, commodities, real estate). We believe global allocations offer less risk than investing exclusively in your home-country. We have a preference toward exchange traded funds over individual issues or mutual funds due to the superior diversification, transparency, low cost, tax efficiency and portability.
All investing involves risk. We believe that it is our duty to understand your risk tolerance and be sure that our recommendations are consistent with your needs and objectives. We also believe that effective investment management involves consistent communication between the client and advisor.
For more information or for an initial consultation, please contact us.
Additional Resources:
- Code of ethics (PDF - 72 KB)
- Choosing a financial advisor (PDF - 244 KB)
- Why select a CFA Charterholder (PDF - 1 MB)
- Cutting through the confusion (PDF - 508 KB)
- Defining your investment objectives (PDF - 140 KB)
- Managing the relationship between you and your adviser (PDF - 140 KB)
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